The Most Profitable Investment for the Future

Investment is an investment activity with the aim of obtaining profits in the future. Investments are usually made in the long term in order to obtain maximum results.

Everyone who carries out investment activities, definitely wants to place their money in an investment instrument, such as stocks, mutual funds, gold, as well as goods or buildings that can provide large and sustainable profits.

1. Business investment

Business investment is an activity of investing capital or assets in a business. That is, you use funds to open a business or business.

Having your own business is a profitable investment. You can pocket long-term and sustainable profits. The profit from the business will absolutely be yours.

In addition, building a business means the opportunity to create jobs for others. There are many of the most profitable businesses, including:

Vegetable business

The vegetable business is arguably the most profitable business. That's because, everyone needs vegetables in a complete menu of food. So, this business will never die.

There are two types of vegetables that can become a source of income, namely the organic vegetable business (grown without using chemicals or substances, such as pesticides) and non-organic (using pesticides).

The most profitable vegetable business, including:

• Cucumber or cucumber
• Beans
• Long beans
• Tomato
• Chilli
• Spinach
• Spinach
• Cauliflower
• Caisim or mustard greens
• Leek
• Sweet corn
• Lettuce
• Celery
• Pare
• Eggplant
• Carrot
• and others.

For example, if you are a vegetable collector. Buying cucumbers for IDR 2,000 per kg from farmers. Sold to market traders for IDR 3,000 per kg.

After deducting costs, your net profit is IDR 700 per kg. If you buy 5 quintals (500 kg) of cucumbers, it means that your profit will be IDR 350,000.

With a capital of IDR 1 million, that's a profit. Not bad right? That's just one type of vegetable.

Plantation business

The most profitable plantation investment, besides requiring capital, also requires large areas of land. The following are the most profitable plantation businesses:

• Organic and non-organic vegetable gardens
• Hydroponic garden
• Ornamental plant gardens
• Fruit orchards
• Tea plantation
• Coffee plantations
• Cocoa plantations
• Sugarcane plantations
• Spice plantation
• Rubber plantation
• Oil palm plantation
• Coconut plantation.

Freshwater ornamental fish farming business

Apart from betta fish, there are still many freshwater ornamental fish that can be used as business investments. Luckily, it can be millions of rupiah.

This is the most profitable freshwater ornamental fish cultivation, namely:

• Betta ornamental fish
• Ornamental koi fish
• Ornamental guppy fish
• Black ghost ornamental fish
• Arowana ornamental fish
• Discus ornamental fish
• Botia ornamental fish
• Corydoras ornamental fish
• Goldfish ornamental fish
• Flowerhorn ornamental fish
• Broom ornamental fish
• Oscar ornamental fish
• Sepat ornamental fish
• and others

Animal farming business

Pecel catfish stalls are mushrooming. The availability of catfish supplies is the main thing for traders. Apart from catfish farming, you can also start another promising livestock business.

The most profitable livestock business, as follows:

• Catfish
• Chicken livestock
• Bird husbandry
• Cattle
• Goat livestock
• Shrimp livestock
• Ducks
• Livestock eel
• Livestock crickets
• Kroto livestock (ant eggs)
• Honey bee farming
• Livestock eel
• and others

Franchise business

The franchise business is a franchise business that is still the prima donna of many people today. Offers a partnership concept with varied capital. Starting from millions to hundreds of millions of rupiah.

The advantage of buying a franchise, you just have to run the business. You don't need to bother thinking about what product you want to sell and how the business system is. As long as there is capital, the business is ready to run.

The most profitable and most popular franchise business, including:

• Crepes franchise business
• Boba drink
• Coffee drinks
• Crispy mushroom
• Smashed chicken
• Flour fried chicken or fried chicken
• Kebabs
• Seblak
• Donuts
• Ice grass jelly cappuccino
• Minimarket or retail
• Logistics franchise business or delivery service
• and others.

Online business

Online business is currently a mainstay of many people as a money earner. Especially during a pandemic to increase income.

How to market online. Only from gadgets. It can be through marketplaces or e-commerce, social media, and others.

The most profitable online business, namely:

• Online retail business, including dropshipping and resellers
• Content writing services
• Open online courses
• Content creators
• Youtubers
• Podcasters
• Development of websites, applications and video games
• Graphic designer services
• and others.

2. Invest in a bank

Bank is a business entity that collects funds from the public in the form of savings. Another term for saving

Savings can also provide benefits, in the form of interest. Banks act as selling agents for investment instruments, such as mutual funds.

The following are the most profitable saving products at a bank:

Deposit

Deposits are banking savings products. But it can be used as a profitable investment vehicle in a bank, because the interest rate is higher than savings, around 5% -6% per year.

Deposit investment is minimal risk. This is because deposits are guaranteed by the Deposit Insurance Corporation (LPS) if your savings are up to IDR 2 billion.

There are currently minimum deposit deposits that offer starting from Rp. 1 million. Meanwhile, the deposit tenor ranges from one to 24 months.

Term savings

Term savings also include saving in profitable banks. Term savings are a type of savings that have a time period or tenor, just like deposits.

So, it cannot be taken or withdrawn at any time like conventional savings. The term ranges from six months to 20 years. The amount of deposit every month also depends on the ability of the customer.

3. Stock investment

Stock investment is an investment activity in the form of purchasing company shares (securities). So by buying company shares, you become the owner of the company.

Investing in stocks can give you huge returns from capital gains and dividends. Even if one day the stock price falls freely, the shares you own will still be valuable.

If you want a profitable stock investment, buy stocks that have good fundamentals. Judging from the financial statements, future business prospects, credibility and track record of management.

4. Invest in gold

The profitable gold investment today is online gold. Buying gold in marketplaces or e-commerce or saving gold online in gold investment applications, such as Antam and Pegadaian.

Investment in gold online the capital is small. Starting from Rp. 5,000, some even offer 0.0001 gram of gold for Rp. 100. If it is a long-term gold investment, it can provide a return of up to 12% per year.

5. Investment in foreign currency

Investment in foreign currency is an investment activity by purchasing foreign currency. Buy when the price is low, and sell when the price goes up.

This price difference can be your advantage from investing in foreign currency. The most profitable investment in foreign currencies, such as US Dollars, Euros, Pounds Sterling, Singapore Dollars, Australian Dollars, Hong Kong Dollars, Japanese Yen, Omani Rials and Kuwaiti Dinars.

6. Mutual fund investment

Mutual fund investment is a low risk investment instrument that is very suitable for beginners. There are four types of mutual funds to choose from according to their risk profile, namely money market mutual funds, fixed income mutual funds, mixed mutual funds and equity mutual funds.

If you want to invest in mutual funds that are safe and profitable, you can invest in mutual funds online. Capital starting from IDR 10,000, buy mutual funds on online shopping sites and securities applications selling mutual funds.

7. Property investment

Property investment is the purchase of property or real estate with the aim of making a profit through rental business activities, future resale of property, or both. So, it is not purchased as the residence of the buyer.

Examples of property investment, namely houses, apartments, shop houses, land, offices, villas, warehouses, condotels, and others. Profitable property investment can be done in a modern way, namely online property investment.

Examples of online property investments include property equity crowdfunding (joint ventures with other investors), property investment P2P lending (carrying out funding), and buying shares of property issuers.

8. Investment insurance

Profitable insurance investments are called unit linked. Unit link insurance is a type of insurance that combines two products, namely insurance and investment products.

So, unit-linked insurance is an insurance product that provides both protection and investment benefits. Unit linked insurance is suitable for long term investment and increasing wealth.

Can be owned by those of you who are still working and want to prepare future savings.

9. Islamic investment

Sharia investment is an investment that complies with Islamic principles or law. So, free from interest, usury, elements of gambling, counterfeiting, fraud. The point is everything is done in a lawful way, there are no illegal transactions.

The most profitable sharia investments today, including:

• Sharia stock investment
• Sharia mutual fund investment
• Islamic deposit investment
• Islamic insurance investment
• Sharia P2P Lending Investment
• Sharia bond investment
• Islamic gold investment.

10. Invest in crypto

The most profitable crypto investment

Crypto investment is a digital currency investment that only exists in cyberspace, such as bitcoin ethereum, ripple, litecoin, dogecoin, mrai, dashcoin, and so on. Cryptocurrency trading can be started with a capital of IDR 10,000.

Crypto investment is the most profitable because the price can go up high which makes the owner big money. But it's also worth the risk, where you can lose in an instant due to very fast fluctuations.

Trading crypto assets on the Indonesian futures exchange is legal with Bappebti's permission. This means that crypto assets are categorized as commodities, just like rubber, tea, coffee, and others.

Choose the Most Profitable Investment that Matches Your Risk Profile

There are many profitable investment options nowadays. Before deciding and jumping in, you should consider your risk profile.

Are you a conservative type (looking for safety), moderate (dare to take risks but still be careful), or even the aggressive type (dare to take high risks).

Choosing an investment according to the risk profile is very important to know the limits of your resilience or ability to face declines or risks from investment instruments. That way, you can choose the right investment instrument.